Understanding Waivers Of Premium
Posted: October 22, 2019
If you are purchasing a life insurance policy, one of the decisions you will need to make is whether to add a waiver of premium rider. A waiver of premium may be a valuable addition to your policy, depending on your needs. Our experienced agent will be happy to advise you on the various optional riders available, including waivers of premium. What Is A Waiver...
Is My Business Big Enough For Cyber Liability Insurance?
Posted: October 19, 2019
If you have a small business, you may wonder if your operations are large enough to warrant purchasing cyber liability insurance. In fact, a large percentage of small businesses are victims of cyber attacks or data breaches every year. Cyber liability insurance is becoming increasingly essential protection in the world of business today. Why You Need Cyber Liability Insurance As stated in a Small Business...
Do I Need More Homeowners Coverage After Renovating?
Posted: October 16, 2019
Renovations can add substantial value to your home. Adding on a front porch, putting in a swimming pool, remodeling your kitchen, and other improvements can not only make your home more pleasant and comfortable to live in, but also increase its market value. After a remodeling project, it is vital to reevaluate your homeowners policy and ensure you have the right coverage at the best...
What Happens To My Savings Accounts If My Company Closes?
Posted: October 13, 2019
Many employers today offer health savings accounts (HSAs), flexible spending accounts (FSAs), and 401(k) retirement savings accounts as part of their company group benefits. These types of savings accounts are a valuable part of an overall compensation package that employers use to attract and retain top talent. But the world business is uncertain, and companies may go under. What happens to your savings accounts if...
Bat In Your House? Here’s How To Get It Out.
Posted: October 9, 2019
You’re watching TV or making dinner when you hear the flapping of wings. Imagine your surprise when you discover it’s not a bird, but a bat that’s found its way into your home! Nobody likes uninvited guests. But compared to common pests like flies, ants, or mice, a flying bat circling above you is universally spooky. That’s because these winged creatures have developed a reputation as disease-carrying...